Posted by: Neal OFarrell in: ● July 29, 2010
Zero liability. It even sounds good. And it’s supposed to. It was coined by the financial industry and driven by federal laws to ensure that victims of identity theft and fraud would not be liable for unauthorized charges or withdrawals on their accounts. In most cases, your liability for the actions of thieves, even if [...]
Posted by: Neal OFarrell in: ● July 28, 2010
Do you plan to sell your home soon, or already have it on the market? If you do, you might want to be aware of a growing scam that is so easy to pull off you can expect to see a sharp rise as the housing market continues to struggle for air. A homeowner called [...]
Posted by: Neal OFarrell in: ● June 23, 2010
Welcome to the IDGuardian Podcast. These audio and video columns can be listened and or viewed to in a variety of ways: Through the blog via the media player found in this blogpost Through a manual download by clicking on the “Download” link By subscribing through iTunes This episode features Neal O’Farrell, an expert on [...]
Posted by: Anne Wallace in: ● June 21, 2010
A national law enforcement official who oversees a program to protect the elderly recently told us that fraud against older people is on the increase. We see these heart-breaking cases everyday at ITAC: older people victimized by a con artist, family member or friend. They take advantage of the older person’s loneliness, generosity, and in [...]
Posted by: ID Guardian in: ● June 14, 2010
We know by now that identity thieves are reaching far beyond credit card shopping sprees. A major risk for homeowners nowadays is mortgage fraud, which has been a huge contributor to this nation’s housing crisis. The Federal Bureau of Investigation (FBI) reported that 67,190 mortgage fraud suspicious activity reports (SARs) were filed in 2009 with [...]
Posted by: ID Guardian in: ● June 7, 2010
According to the 2010 Javelin Strategy & Research Identity Fraud Survey Report, names and home addresses continue to top the list of critical personal data stolen by identity thieves. April through July has historically been the busiest time of year for home buying and selling. During these months, neighborhoods across the country are filled with [...]
Posted by: Michael Stanfield in: ● April 6, 2010
In a recent posting, we advised college graduates to take a serious look at their social profiles with a particular focus on existing accounts with social networking sites. Now we turn our focus to credit profiles, and the relevance they play in job searches, new purchases, and house rentals or buying. Credit is and will [...]
Posted by: ID Guardian in: ● December 28, 2009
It is hard to believe that IDGuardian launched only four months ago (September 11, 2009 as a matter of fact); and in such a short time, we have brought you sound advice, different perspectives, and forward-thinking opinions on the subjects of Identity Theft, Credit Security, and Online Safety. If you are new to IDGuardian, thank [...]