Recently, I decided to get back into the world of credit cards. It was only a few years ago that I paid off my credit card debt and swore off the powerful plastic in order to live without the debt accumulated across those cards. Then, on looking at my credit score and seeing how terrific [...]
Last week I counseled yet another victim of identity theft who went to report the crime to police, only to be told by the officer that if she didn’t actually lose any money – because her bank refunded any losses – then she wasn’t really a victim and she shouldn’t be bothering law enforcement. Apart [...]
The most common type of fraud associated with identity theft that consumers tend to hear more about, is Third Party fraud, which is when a third party, usually the thief, tries to steal money by pretending to be the victim. Now there’s a new type of fraud presenting new challenges for financial institutions indirectly affecting [...]
Back in March, Intersections Inc. CEO Michael R. Stanfield presented a three-part series on the Digital Footprint of a College Graduate. His blogposts covered: A Graduate’s Social Media Profile A Graduate’s Credit Profile A Graduate’s Job Search Profile In this episode of the IDGuardian Podcast, Michael looks at the earlier years of a child’s life, [...]
The IDGuardian Podcast — Episode #19: The Risks of a Child's Digital Footprint[ 4:37 ]Play Now | Play in Popup | Download
In Part One of Footprints of a College Graduate, we advised college graduates to take an objective look at their Social Media profiles with a particular focus on their updates, photographs, and commentaries. Now we turn the focus to credit profiles and the relevance they play in job searches, new purchases, and house rentals or [...]
March ushers in warmer temperatures, a deep-seeded passion for college hoops, and a change from the bleakness of Winter to something brighter and livelier. March also means students begin planning for their Spring Break destinations. Some may head down south to Key West or even further into the tropics. Some may set their week-long respite [...]
Today is Cyber Monday, the online version of Black Friday where vendors are marking down inventory and offering great holiday gifts at fantastic discounts. A full listing of today’s online deals can be found at CyberMonday.com; but if you are prowling the Internet for incredible deals, you might come across offers not covered on Cyber [...]
The IDGuardian Podcast: REPLAY — Why Black Friday Could Be a Red Carpet for Scammers[ 7:55 ]Play Now | Play in Popup | Download
If you haven’t already heard of skimming, I hope you don’t find out about it the hard way. In a nutshell, skimming is a scam where the thieves “skim” a copy of your credit or debit card information when you think you’re paying for something legitimate. For example, skimming is a growing problem at restaurants, [...]
ID Guardian presents a special video posting today: an in-depth look at the Identity Theft Assistance Center through the experiences of an identity theft victim. Through Intersections’ exclusive partnership with ITAC, the Identity Theft Assistance Center, we have been able to help hundreds of companies manage breaches affecting millions of people and assist thousands more [...]
In a recent posting, we advised college graduates to take a serious look at their social profiles with a particular focus on existing accounts with social networking sites. Now we turn our focus to credit profiles, and the relevance they play in job searches, new purchases, and house rentals or buying. Credit is and will [...]